American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.
Amex is the fourth-largest card network globally based on purchase volume, behind China UnionPay, Visa, and Mastercard. 141.2 million Amex cards were in force worldwide as of December 31, 2023, with an average annual spend per card member of US$24,059. That year, Amex handled over $1.7 trillion in purchase volume on its network. Amex is the 16th largest US bank, with a total of US$270 billion in assets or 1.1% of all assets insured by the FDIC. It is ranked 77th on the Fortune 500 and 28th on the list of the most valuable brands by Forbes. In 2023, it was ranked 63rd in the Forbes Global 2000.
American Express National Bank is a direct bank owned by Amex. Founded in 1850 as a freight forwarding company, Amex introduced financial and travel services during the early 1900s.
CEO
Stephen Squeri
FOUNDED
18 March 1850
HEADQUARTERS
New York, New York United States
WEBSITE
americanexpress.com
NUMBER OF EMPLOYEES
75,100
SECTOR
Financial
INDUSTRY
Credit Services
Index
DJIA, S&P 500
Market Cap
206.01B
Income
10.14B
Sales
75.33B
Book/sh
44.51
Cash/sh
74.95
Dividend Est.
3.28 (1.11%)
Dividend TTM
2.92 (0.99%)
Dividend Ex-Date
Apr 04, 2025
Employees
75100
Option/Short
Yes / Yes
Sales Surprise
0.14%
SMA20
1.30%
P/E
20.54
Forward P/E
16.9
PEG
1.63
P/S
2.73
P/B
6.61
P/C
3.92
P/FCF
18.21
Quick Ratio
7.33
Current Ratio
7.33
Debt/Eq
1.69
LT Debt/Eq
1.64
EPS Surprise
4.82%
SMA50
8.01%
EPS (ttm)
14.32
EPS next Y
17.4
EPS next Q
3.86
EPS this Y
8.43%
EPS next Y
14.53%
EPS next 5Y
12.60%
EPS past 5Y
11.90%
Sales past 5Y
10.84%
EPS Y/Y TTM
17.89%
Sales Y/Y TTM
8.45%
EPS Q/Q
9.14%
Sales Q/Q
6.39%
SMA200
4.50%
Insider Own
0.16%
Insider Trans
-13.10%
Inst Own
86.39%
Inst Trans
0.03%
ROA
3.70%
ROE
34.02%
ROI
12.30%
Gross Margin
60.89%
Oper. Margin
20.12%
Profit Margin
13.46%
Payout
19.97%
Earnings
Apr 17 BMO
Trades
38,428
Shs Outstand
701.00M
Shs Float
699.45M
Short Float
1.45%
Short Ratio
2.92
Short Interest
10.11M
52W Range
220.43 – 326.27
52W High
-9.88%
52W Low
33.40%
RSI (14)
59.21
Recom
2.41
Rel Volume
1.51
Avg Volume
3.47M
Volume
5,251,753
Perf Week
2.39%
Perf Month
10.37%
Perf Quarter
-2.30%
Perf Half Y
-3.66%
Perf Year
23.94%
Perf YTD
-0.92%
Beta
1.25
ATR (14)
6.81
Volatility
1.54% 1.82%
Target Price
294.46
Prev Close
295.38
Price
294.05
Change
-0.45%
Information edited and updated on 30/05/2025
KEY FINANCIALS
Institutional Ownership
BERKSHIRE HATHAWAY INC
21.62%
VANGUARD GROUP INC
6.54%
BlackRock, Inc.
6.42%
STATE STREET CORP
4.25%
JPMORGAN CHASE & CO
2.62%
WELLINGTON MANAGEMENT GROUP LLP
2.57%
MORGAN STANLEY
1.89%
GEODE CAPITAL MANAGEMENT, LLC
1.73%
FMR LLC
1.49%
Fisher Asset Management, LLC
1.28%
Insider Trading
Insider Trading Volume
Income Statement
Period
TTM
FY 2024
FY 2023
Period End Date
—
12/31/2024
12/31/2023
Period Length
12 Months
12 Months
12 Months
Total Revenue
75,333.00
74,188.00
67,373.00
Total Expenses
60,177.00
59,145.00
54,696.00
Operating Income
15,156.00
15,043.00
12,677.00
Unusual Expense
0.00
123.00
179.00
Net Income Before Taxes
13,080.00
12,895.00
10,513.00
Income Taxes
2,804.00
2,766.00
2,139.00
Consolidated Net Income
10,200.00
10,053.00
8,310.00
Net Income From Continuing Operations
10,200.00
10,053.00
8,310.00
Net Income
10,142.00
9,995.00
8,252.00
EPS (Recurring)
14.45
14.14
11.38
EPS (Basic, Before Extraordinaries)
14.34
14.04
11.23
EPS (Diluted)
14.32
14.02
11.21
Non-Operating Income (Expense)
531.00
531.00
0.00
Other After Tax Adjustments
-76.00
-76.00
-64.00
Stock Option Compensation Expense
—
384
340
Price To Earnings Ratio
20.54
20.54
21.87
Price To Sales Ratio
2.51
2.85
2.05
Gross Margin
60.89
61.24
61.63
Operating Margin
20.12
20.28
18.82
Net Margin
13.46
13.47
12.25
Shares Outstanding
701.00
702.00
723.00
Market Capitalization
206,008.20
206,008.20
209,452.63
values in Millions, USD
Balance Sheet
Period
FY 2024
FY 2023
Period End Date
12/31/2024
12/31/2023
Cash & Short Term Investments
40,640.00
46,596.00
Short Term Receivables
59,243.00
63,910.00
Investment Securities
0.00
0.00
Securities In Custody
0.00
0.00
Investments
145,171.00
130,051.00
Investment in Unconsolidated Affiliates
1,568.00
1,369.00
Net Property, Plant & Equipment
6,175.00
5,138.00
Deferred Tax Assets
7,039.00
6,205.00
Other Intangible Assets
12,990.00
9,264.00
Total Assets
272,826.00
262,533.00
Total Customer Deposits
139,413.00
129,144.00
Total Debt
51,089.00
49,159.00
Long Term Debt
37,158.00
37,511.00
Provision for Risks Charges
2,676.00
2,567.00
Deferred Tax Liabilities
1,365.00
1,425.00
Other Liabilities
48,019.00
52,181.00
Total Liabilities
242,562.00
234,476.00
Preferred Stock – Carrying Value
0.00
0.00
Common Equity
30,264.00
28,057.00
Total Shareholders Equity
30,264.00
28,057.00
Accumulated Minority Interest
0.00
0.00
Total Equity
30,264.00
28,057.00
Total Liabilities & Stockholders Equity
272,826.00
262,533.00
Book Value Per Share
43.11
38.81
Tangible Book Value Per Share
36.97
33.34
Full-Time Employees
75,100.00
74,600.00
Price to Book Ratio
6.61
7.05
Return on Assets
3.76
3.38
Return on Equity
34.47
31.50
Return on Invested Capital
14.82
12.59
Quick Ratio
3.59
4.32
Current Ratio
4
4
values in Millions, USD
Cash Flow
Period
TTM
FY 2024
FY 2023
Period End Date
—
12/31/2024
12/31/2023
Period Length
12 Months
12 Months
12 Months
Funds from Operations
16,513.00
15,940.00
14,733.00
Extraordinary Item
0.00
0.00
0.00
Changes in Working Capital
-3,251.00
-1,890.00
3,821.00
Income Taxes Payable
—
—
—
Cash from Operating Activities
13,262.00
14,050.00
18,554.00
Capital Expenditures
-1,950.00
-1,917.00
-1,565.00
Net Assets From Acquisitions
-454.00
-454.00
-64.00
Sale of Fixed Assets and Businesses
599.00
600.00
2.00
Purchase or Sale of Investments
797.00
628.00
2,318.00
Purchase of Investments
-1,425.00
-1,593.00
-1,572.00
Sale Or Maturity of Investments
2,222.00
2,221.00
3,890.00
Other Uses
0.00
0.00
0.00
Other Sources
0.00
0.00
0.00
Cash from Investing Activities
-20,807.00
-24,402.00
-24,433.00
Cash Dividends Paid
-2,056.00
-1,999.00
-1,780.00
Change in Capital Stock
-5,843.00
-5,920.00
-3,622.00
Repurchase of Common Pref Stock
-5,936.00
-6,020.00
-3,650.00
Sale of Common Pref Stock
93.00
100.00
28.00
Proceedsfrom Stock Options
93.00
100.00
28.00
Issuance or Reduction of Debt, Net
1,802.00
2,050.00
4,866.00
Change in Long Term Debt
1,982.00
1,843.00
4,971.00
Issuance of Long Term Debt
15,025.00
12,602.00
15,674.00
Reduction of Long Term Debt
-13,043.00
-10,759.00
-10,703.00
Net Financing Active Other Cash Flow
0.00
0.00
0.00
Other Financing Activities Uses
0.00
0.00
0.00
Cash from Financing Activities
5,898.00
4,436.00
18,384.00
Exchange Rate Effect
-58.00
-40.00
177.00
Net Change in Cash
-1,705.00
-5,956.00
12,682.00
Free Cash Flow
11,312.00
12,133.00
16,989.00
Preferred Dividends (Cash Flow)
—
—
—
Price to Free Cash Flow
20.41
20.88
9.07
values in Millions, USD
American Express Co at a Glance
American Express Co Financials at a glance including: EPS, Sales, Shares Outstanding, SPY Comparison, Short Interest, Short Interest History, EPS Performance and Forecast, GAAP EPS Performance and Forecast, Revenue Performance and Forecast, Price Reactions to Earnings Reports, Latest Revisions, Revenue by Products and Services, Revenue by Regions, Revenue by Segment, Dividends, and Dividend Payout History.
Please Note: Information edited and updated on 30/05/2025
Index – Major index membership
Market Cap – Market capitalization
Income – Trailing 12 months income
Sales – Trailing 12 months revenue
Book/sh – Most recent quarter book value a share
Cash/sh – Most recent quarter cash per share
Dividend Est. – Analysts’ dividend estimate (fiscal year)
Dividend TTM – Trailing 12-month dividend
Dividend Ex-Date – Ex-dividend date
Employees – Number of full-time employees
Option/Short – Stock has options on a market exchange/stock is available to sell short
Sales Surprise – Last quarter revenue surprise
SMA20 – Stock price distance from 20-day simple moving average
P/E – Price-to-Earnings (trailing 12-months)
Forward P/E – Forward Price-to-Earnings (next fiscal year)
PEG – Price-to-Earnings-to-Growth
P/S – Price-to-Book (most recent quarter)
P/B – Price-to-Book (most recent quarter)
P/C – Price to cash per share (most recent quarter)
P/FCF – Price to Free Cash Flow (trailing 3-months)
Quick Ratio – Quick Ratio (most recent quarter)
Current Ratio – Current Ratio (most recent quarter)
Debt/Eq – Total Debt to Equity (most recent quarter)
LT Debt/Eq – Long Term Debt to Equity (most recent quarter)
EPS Surprise – Last quarter Earnings-Per-Share surprise
SMA50 – Stock price distance from 50-Day Simple Moving Average
EPS (ttm) – Diluted Earnings-Per-Share (trailing 3-months)
EPS next Y – Earnings-Per-Share estimate for next year
EPS next Q – Earnings-Per-Share estimate next quarter
EPS this Y - Earnings-Per-Share growth this year
EPS next Y - Earnings-Per-Share estimate for next year
EPS next 5Y – Long term annual growth estimate (5 years)
EPS past 5Y – Annual Earnings-Per-Share growth past 5 years
Sales past 5Y – Annual sales growth past 5 years
EPS Y/Y TTM – Earnings-Per-Share growth (trailing 3 months)
Sales Y/Y TTM – Sales growth (trailing 3 months)
EPS Q/Q – Quarterly earnings growth (Year-on-Year)
Sales Q/Q – Quarterly revenue growth (Year-on-Year)
SMA200 – Stock price distance from 2-Day Simple Moving Average
Insider Own – Percentage insider ownership of company shares
Insider Trans – Insider transactions (6-month change in Insider Ownership)
Inst Own – Institutional ownership
Inst Trans - Institutional transactions (3-month change in Institutional Ownership)
ROA – Return on Assets (trailing 3-months)
ROE – Return on Equity (trailing 3-months)
ROI – Return on Investment (trailing 3-months)
Gross Margin – Gross Margin (trailing 3-months)
Oper. Margin – Operating Margin (trailing 3-months)
Profit Margin – Net Profit Margin (trailing 3-months)
Payout – Dividend Payout Ratio (trailing 3-months)
Earnings – BMO = Before Market Open / AMC = After Market Close
Shs Outstand – Shares outstanding
Shs Float – Shares float
Short Float – Short interest share
Short Ratio – Short interest ratio
Short Interest – Short interest
52W Range – 52-Week trading range
52W High – Distance from 52-Week High
52W Low - Distance from 52-Week Low
RSI (14) – Relative Strength Index
Perf Week – Performance (Week)
Perf Month – Performance (Month)
Perf Quarter – Performance (Quarter)
Perf Half Y - Performance (Half Year)
Perf Year – (Year)
Perf YTD - Performance (Year-To-Date)
Beta - Beta
ATR (14) – Average True Range
Volatility – Volatility (Week, Month)
Target Price – Analysts’ mean target price
Price – Current stock price
