The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents. Travelers is incorporated in Minnesota, with headquarters in New York City, and its largest office in Hartford, Connecticut.
It has been a component of the Dow Jones Industrial Average since June 8, 2009. The company has field offices in every U.S. state, plus operations in the United Kingdom, Ireland, Singapore, China, Canada, and Brazil. Travelers ranked No. 98 in the 2021 Fortune 500 list of the largest United States corporations with total revenue of $32 billion.
CEO
Alan D. Schnitzer
FOUNDED
1853
WEBSITE
travelers.com
NUMBER OF EMPLOYEES
34,000
SECTOR
Financial
INDUSTRY
Insurance – Property & Casualty
Index
DJIA, S&P 500
Market Cap
62.47B
Income
4.24B
Sales
47.01B
Book/sh
124.41
Cash/sh
–
Dividend Est.
4.36 (1.58%)
Dividend TTM
4.20 (1.52%)
Dividend Ex-Date
Jun 10, 2025
Employees
34000
Option/Short
Yes / Yes
Sales Surprise
-3.00%
SMA20
1.85%
P/E
15.01
Forward P/E
11.2
PEG
1.9
P/S
1.33
P/B
2.22
P/C
–
P/FCF
6.96
Quick Ratio
–
Current Ratio
0.33
Debt/Eq
0.28
LT Debt/Eq
0.28
EPS Surprise
143.25%
SMA50
5.29%
EPS (ttm)
18.37
EPS next Y
24.61
EPS next Q
3.42
EPS this Y
-12.72%
EPS next Y
30.66%
EPS next 5Y
7.88%
EPS past 5Y
16.69%
Sales past 5Y
8.08%
EPS Y/Y TTM
36.89%
Sales Y/Y TTM
9.60%
EPS Q/Q
-64.60%
Sales Q/Q
5.18%
SMA200
10.86%
Insider Own
0.46%
Insider Trans
-15.63%
Inst Own
84.14%
Inst Trans
-0.78%
ROA
3.50%
ROE
16.05%
ROI
11.73%
Gross Margin
–
Oper. Margin
12.06%
Profit Margin
9.02%
Payout
19.33%
Earnings
Apr 16 BMO
Trades
17,345
Shs Outstand
226.60M
Shs Float
225.53M
Short Float
1.43%
Short Ratio
2.34
Short Interest
3.22M
52W Range
200.21 – 276.21
52W High
-0.18%
52W Low
37.71%
RSI (14)
62.33
Recom
2.44
Rel Volume
1.95
Avg Volume
1.38M
Volume
2,689,938
Perf Week
1.70%
Perf Month
4.38%
Perf Quarter
6.66%
Perf Half Y
5.54%
Perf Year
31.05%
Perf YTD
14.45%
Beta
0.54
ATR (14)
4.92
Volatility
1.06% 1.10%
Target Price
287.33
Prev Close
274.41
Price
275.7
Change
0.47%
Information edited and updated on 30/05/2025
KEY FINANCIALS
Institutional Ownership
VANGUARD GROUP INC
9.59%
BlackRock, Inc.
9.17%
STATE STREET CORP
6.92%
FMR LLC
6.67%
JPMORGAN CHASE & CO
3.03%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/
2.58%
GEODE CAPITAL MANAGEMENT, LLC
2.42%
MORGAN STANLEY
1.96%
Clearbridge Investments, LLC
1.83%
BANK OF AMERICA CORP /DE/
1.58%
Insider Trading
Insider Trading Volume
Income Statement
Period
TTM
FY 2024
FY 2023
Period End Date
—
12/31/2024
12/31/2023
Period Length
12 Months
12 Months
12 Months
Total Revenue
47,005.00
46,406.00
41,364.00
Losses, Claims & Reserves
28,409.00
27,059.00
26,215.00
Selling, General and Administrative Incl. Other
12,925.00
12,792.00
11,402.00
Operating Income before Interest Expense
5,671.00
6,555.00
3,747.00
Interest Expense
393.00
392.00
376.00
Unusual Expense
—
—
—
Net Income Before Taxes
5,278.00
6,180.00
3,371.00
Income Taxes
1,007.00
1,181.00
380.00
Consolidated Net Income
4,271.00
4,999.00
2,991.00
Net Income From Continuing Operations
4,271.00
4,999.00
2,991.00
Net Income
4,238.00
4,961.00
2,969.00
EPS (Recurring)
18.42
21.47
12.79
EPS (Basic, Before Extraordinaries)
18.65
21.76
12.93
EPS (Diluted)
18.37
21.47
12.79
Non-Operating Income (Expense)
0
17
0
Other After Tax Adjustments
0.00
0.00
0.00
Stock Option Compensation Expense
521.00
217.00
178.00
Price To Earnings Ratio
15.01
15.01
12.30
Price To Sales Ratio
1.30
1.20
1.07
Gross Margin
—
—
—
Operating Margin
12.06
14.13
9.06
Net Margin
9.02
10.69
7.18
Shares Outstanding
226.60
226.60
228.20
Market Capitalization
62,465.07
62,465.07
54,455.05
values in Millions, USD
Balance Sheet
Period
FY 2024
FY 2023
Period End Date
12/31/2024
12/31/2023
Total Cash
699.00
650.00
Investments
94,223.00
88,810.00
Premium Balance Receivables – Insurance
14,281.00
13,531.00
Net Property, Plant & Equipment
0.00
0.00
Investment in Unconsolidated Affiliates
0.00
0.00
Deferred Tax Assets
2,726.00
2,396.00
Other Intangible Assets
13,022.00
12,190.00
Total Assets
124,951.00
117,577.00
Insurance Policy Liabilities – Insurance
77,443.00
73,466.00
Total Debt
8,308.00
8,274.00
Long Term Debt
8,137.00
8,093.00
Provision for Risks Charges
0.00
0.00
Deferred Tax Liabilities
964.00
892.00
Other Liabilities
10,372.00
10,024.00
Total Liabilities
97,087.00
92,656.00
Non-Equity Reserves
0.00
0.00
Preferred Stock – Carrying Value
0.00
0.00
Common Equity
27,864.00
24,921.00
Total Shareholders Equity
27,864.00
24,921.00
Accumulated Minority Interest
0.00
0.00
Total Equity
27,864.00
24,921.00
Total Liabilities & Stockholders Equity
124,951.00
117,577.00
Book Value Per Share
122.97
109.21
Tangible Book Value Per Share
102.7
90.57
Full-Time Employees
34,000.00
33,300.00
Price to Book Ratio
2.22
1.97
Return on Assets
4.12
2.66
Return on Equity
18.94
12.87
Return on Invested Capital
13.78
8.99
Quick Ratio
—
—
Current Ratio
0.46
0.43
values in Millions, USD
Cash Flow
Period
TTM
FY 2024
FY 2023
Period End Date
—
12/31/2024
12/31/2023
Period Length
12 Months
12 Months
12 Months
Funds from Operations
4,496.00
5,098.00
3,035.00
Extraordinary Item
0.00
0.00
0.00
Changes in Working Capital
4,480.00
3,976.00
4,676.00
Income Taxes Payable
—
—
—
Cash from Operating Activities
8,976.00
9,074.00
7,711.00
Capital Expenditures
0.00
0.00
0.00
Net Assets From Acquisitions
-1.00
-382.00
0
Sale of Fixed Assets and Businesses
0.00
0.00
0.00
Purchase or Sale of Investments
-6,844.00
-6,530.00
-6,276.00
Purchase of Investments
-18,257.00
-17,700.00
-18,021.00
Sale Or Maturity of Investments
11,413.00
11,170.00
11,745.00
Other Uses
-443.00
-408.00
-545
Other Sources
253.00
56.00
0.00
Cash from Investing Activities
-7,035.00
-7,264.00
-6,821.00
Cash Dividends Paid
-962.00
-951.00
-908
Change in Capital Stock
-921.00
-796.00
-881
Repurchase of Common Pref Stock
-1,109.00
-1,117.00
-1,022.00
Sale of Common Pref Stock
188.00
321.00
141.00
Proceedsfrom Stock Options
0.00
0.00
0.00
Issuance or Reduction of Debt, Net
0.00
0.00
738.00
Change in Long Term Debt
0.00
0.00
0
Issuance of Long Term Debt
0.00
0.00
0
Reduction of Long Term Debt
0.00
0.00
0.00
Net Financing Active Other Cash Flow
0.00
0.00
0.00
Other Financing Activities Uses
0.00
0.00
0.00
Cash from Financing Activities
-1,883.00
-1,747.00
-1,051.00
Exchange Rate Effect
-1.00
-14.00
12
Net Change in Cash
57.00
49.00
-149
Free Cash Flow
8,976.00
9,074.00
7,711.00
Preferred Dividends (Cash Flow)
—
0
0
Price to Free Cash Flow
7.60
6.85
6.50
values in Millions, USD
Travelers Companies Inc at a Glance
Travelers Companies Inc Financials at a glance including: EPS, Sales, Shares Outstanding, SPY Comparison, Short Interest, Short Interest History, EPS Performance and Forecast, GAAP EPS Performance and Forecast, Revenue Performance and Forecast, Price Reactions to Earnings Reports, Latest Revisions, Revenue by Products and Services, Revenue by Regions, Revenue by Segment, Dividends, and Dividend Payout History.
Please Note: Information edited and updated on 30/05/2025
Index – Major index membership
Market Cap – Market capitalization
Income – Trailing 12 months income
Sales – Trailing 12 months revenue
Book/sh – Most recent quarter book value a share
Cash/sh – Most recent quarter cash per share
Dividend Est. – Analysts’ dividend estimate (fiscal year)
Dividend TTM – Trailing 12-month dividend
Dividend Ex-Date – Ex-dividend date
Employees – Number of full-time employees
Option/Short – Stock has options on a market exchange/stock is available to sell short
Sales Surprise – Last quarter revenue surprise
SMA20 – Stock price distance from 20-day simple moving average
P/E – Price-to-Earnings (trailing 12-months)
Forward P/E – Forward Price-to-Earnings (next fiscal year)
PEG – Price-to-Earnings-to-Growth
P/S – Price-to-Book (most recent quarter)
P/B – Price-to-Book (most recent quarter)
P/C – Price to cash per share (most recent quarter)
P/FCF – Price to Free Cash Flow (trailing 3-months)
Quick Ratio – Quick Ratio (most recent quarter)
Current Ratio – Current Ratio (most recent quarter)
Debt/Eq – Total Debt to Equity (most recent quarter)
LT Debt/Eq – Long Term Debt to Equity (most recent quarter)
EPS Surprise – Last quarter Earnings-Per-Share surprise
SMA50 – Stock price distance from 50-Day Simple Moving Average
EPS (ttm) – Diluted Earnings-Per-Share (trailing 3-months)
EPS next Y – Earnings-Per-Share estimate for next year
EPS next Q – Earnings-Per-Share estimate next quarter
EPS this Y - Earnings-Per-Share growth this year
EPS next Y - Earnings-Per-Share estimate for next year
EPS next 5Y – Long term annual growth estimate (5 years)
EPS past 5Y – Annual Earnings-Per-Share growth past 5 years
Sales past 5Y – Annual sales growth past 5 years
EPS Y/Y TTM – Earnings-Per-Share growth (trailing 3 months)
Sales Y/Y TTM – Sales growth (trailing 3 months)
EPS Q/Q – Quarterly earnings growth (Year-on-Year)
Sales Q/Q – Quarterly revenue growth (Year-on-Year)
SMA200 – Stock price distance from 2-Day Simple Moving Average
Insider Own – Percentage insider ownership of company shares
Insider Trans – Insider transactions (6-month change in Insider Ownership)
Inst Own – Institutional ownership
Inst Trans - Institutional transactions (3-month change in Institutional Ownership)
ROA – Return on Assets (trailing 3-months)
ROE – Return on Equity (trailing 3-months)
ROI – Return on Investment (trailing 3-months)
Gross Margin – Gross Margin (trailing 3-months)
Oper. Margin – Operating Margin (trailing 3-months)
Profit Margin – Net Profit Margin (trailing 3-months)
Payout – Dividend Payout Ratio (trailing 3-months)
Earnings – BMO = Before Market Open / AMC = After Market Close
Shs Outstand – Shares outstanding
Shs Float – Shares float
Short Float – Short interest share
Short Ratio – Short interest ratio
Short Interest – Short interest
52W Range – 52-Week trading range
52W High – Distance from 52-Week High
52W Low - Distance from 52-Week Low
RSI (14) – Relative Strength Index
Perf Week – Performance (Week)
Perf Month – Performance (Month)
Perf Quarter – Performance (Quarter)
Perf Half Y - Performance (Half Year)
Perf Year – (Year)
Perf YTD - Performance (Year-To-Date)
Beta - Beta
ATR (14) – Average True Range
Volatility – Volatility (Week, Month)
Target Price – Analysts’ mean target price
Price – Current stock price
